There’s nothing new under the sun.
Trends, fads, and ideas will come and go, but the strategies we use remain the same.





“Investing” implies a longer-term focus – we believe investors should plan for the long haul.
There’s saving, and then there’s investing.  It’s important to know the difference.





No fair weather fans.
Everybody loves a winner, but before you even start out, recognize that one year does not make a lifetime.  There will be highs and lows along the way, many of which will be out of your control. Just like coaches, the Ridley and Hull Wealth Management Group can get too much credit in good years and too much blame in poor ones, but our mission is to keep you focused on the big picture.





Compound interest is pretty amazing.
Some have called compound interest one of the most powerful forces in the
universe.  For us, this means that time really is your most important ally.  We
believe the best time to start investing was many years ago, and the next best
time is now.





Really smart investing does not have to mean complicated investing.
Throughout our years of practicing, we have seen many investors – both institutional and individual – become obsessed with chasing the more “sophisticated” investment space.  While “exotic” and “private” investments may sound appealing, the Ridley and Hull Wealth Management Group believes less transparency, less liquidity, and higher costs do not.





Risk is like electricity.
Some amount is virtually essential to pursue the goals we desire, but it must
be handled appropriately and respected.  Many people tend to overestimate their
risk tolerance and then panic when the markets move.  The Ridley and Hull Wealth Management Group wants you to be honest about what you can handle and believe you will be better off because of it.





Staying the course can be the hardest part.
Diversification isn’t particularly exciting, but it is smart.  Markets will have varying periods that naturally move us toward either greed or fear – a key antidote we have found to these emotional forces is preparation on the front end.





We are with you each step of the way.
The Ridley and Hull Wealth Management Group works with friends both young and old and enjoys the nuances of them all.  But one of our greatest privileges is when we can help our clients grow older with grace and dignity.  For us, there are few things better than sharing a part in a life well lived.





Diversification does not ensure a profit or protect against loss.